How is FilmMoney different than their competitors? By David Brown

Why FilmMoney is Different: David Brown on What Sets Us Apart from Other Film Lenders

In a market dominated by rigid institutions, FilmMoney and FM Lending LLC are proving that experience, relationships, and hustle still matter. In 2024, David Brown and his business partner deployed over $13 million across 14 film loans, generating a 31% return on capital — all without billion-dollar backing or Wall Street pressure.

So what makes us different? Here’s how FilmMoney beats the big guys.

We Know Production — Because We Come From Production

While many competitors are run by Harvard, Wharton, or Yale finance alumni who’ve never stepped on a set, David Brown is a former DGA Unit Production Manager and PGA film producer. He worked his way up through nearly every on-set role over two decades.

“Our borrowers aren’t spreadsheets. They’re filmmakers just like I was — grinding 12- to 14-hour days, juggling payroll, and praying the bond closes in time.” — David Brown, Founder of FilmMoney and FM Lending LLC

This firsthand knowledge allows us to solve problems before they escalate, communicate in production language, and build deals that work in the real world — not just in a legal memo.

We’re Connected to the People Who Actually Make Films

FilmMoney’s borrowers aren’t just numbers — they’re your future collaborators. Through David Brown’s membership in the Producers Guild of America (PGA), he has direct access to 8,400+ filmmakers via the PGA Slack and industry networks. When funds are available, we don’t wait — we activate.

“When we have capital to deploy, I send out a ‘flair’ to PGA members, letting them know FilmMoney is ready to invest.”

That reach and credibility can’t be bought — it’s earned.

We Don’t Wait. We Show Up.

While institutional lenders sit back and make you jump through hoops, FilmMoney shows up on set — literally.

  • Need a night shoot coffee truck? We’ll send it.

  • Wrap party running late? We’ll cover the bar.

  • Stuck on how to structure a tax credit advance? Text David.

We stay involved from loan origination to final delivery — offering referrals, strategic advice, and moral support along the way.

Our Terms Are Simple. Our Support Is Real.

  • No hidden fees.

  • No over-lawyered term sheets.

  • No ghosting after the deal closes.

With FM Lending LLC, you get fast decisions, responsive service, and real conversations. We know what can delay a shoot, what can kill a budget, and how to prevent it — because we’ve lived it.

The Bottom Line?

This is a relationship-driven industry, and the little things matter. A coffee truck today might lead to a million-dollar deal tomorrow. At FilmMoney, we’re not just building a loan book — we’re building relationships with the next Tarantino or Spielberg.

Want to work with a lending partner who actually gets it?

Contact us at: dbrown@filmmoney.com to discuss your project.

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Does does FilmMoney protect their capital against the collateral? By David Brown