Term of Service & Liability Disclaimer

Effective as of May 5, 2025

This Website is operated by FM Lending LLC, a Delaware limited liability company registered as a foreign entity in South Carolina, doing business as FilmMoney (“FilmMoney”, “we”, “us”, or “our”). By accessing or using this Website (www.filmmoney.com), you agree to the following terms and conditions. If you do not agree, do not use this Website.

1. Nature of Our Services

FilmMoney provides short-term financing and advisory services to borrowers in the media and entertainment industry, including production companies, private investors, and distributors. These services include incentive loans, union deposit loans, MG advance loans, bridge loans, and strategic consulting . 

We are not a licensed broker-dealer, investment advisor, or lender of securities. We do not provide legal, tax, or investment advice, and nothing on this Website constitutes a solicitation, offer, or recommendation to buy or sell securities or participate in any investment offering.

2. No Securities Transactions or Investment Advice

Nothing on this Website or in our communications constitutes:

  • An offer or solicitation to buy or sell securities;

  • A recommendation or endorsement of any investment or borrower;

  • A basis for any investment decision.

All users should conduct independent due diligence and consult with legal and financial advisors before entering into any agreement.

3. Confidentiality & Information Submissions

Do not send confidential, proprietary, or trade secret information through this Website. We routinely receive business plans, project proposals, and loan requests, many of which are similar. Unless we have entered into a signed NDA with you, any submission becomes non-confidential and may be used by FilmMoney in its sole discretion.

4. Third-Party Links

This Website may link to third-party sites. We do not endorse or assume responsibility for any third-party content or services. Accessing those sites is at your own risk. 

5. Restrictions on Use

You may view and print materials from this Website solely for personal use. You may not modify, reproduce, distribute, or exploit any content commercially without written permission.

6. Liability Disclaimer

All information is provided “as is” without warranty of any kind. FilmMoney, its members, employees, and affiliates (collectively, the “FilmMoney Parties”) make no guarantees as to the accuracy, completeness, or reliability of any information herein. To the fullest extent permitted by law, FilmMoney is not liable for any damages (direct, indirect, incidental, consequential, punitive, or otherwise), including lost profits or savings, resulting from your use of or reliance on the information on this Website, even if we have been advised of the possibility of such damages.

7. Forward-Looking Statements

Statements on this Website or in related materials may contain “forward-looking” language. Such statements are based on assumptions and subject to risks and uncertainties. Actual outcomes may vary materially. We make no commitment to update forward-looking statements unless legally required.

8. Trademarks & Ownership

FilmMoney™, the FilmMoney logo, and all related trade names are trademarks of FM Lending LLC. All other trademarks and logos are the property of their respective owners.

9. Dispute Resolution & Governing Law

Choice of Law and Jurisdiction

Visitors, users, borrowers, and clients agree that these Terms of Service, including any disputes arising under them, shall be governed by the laws of the State of South Carolina, without regard to its conflict of law rules. Jurisdiction and venue shall reside exclusively in the state and federal courts located in the State of South Carolina and Counties of Richland or Lexington.

Arbitration

All disputes—including the validity and enforceability of these Terms—shall be resolved by binding arbitration in accordance with the following:

  • Claims under $250,000 will follow the JAMS Streamlined Arbitration Rules.

  • Claims over $250,000 will follow the JAMS Comprehensive Arbitration Rules.

  • Arbitration will occur at the JAMS office in Los Angeles New York City before a single neutral arbitrator who is either a licensed attorney or retired judge with at least 10 years of experience in the motion picture industry.

  • South Carolina arbitration law will govern the proceedings.

  • The arbitrator may not award punitive damages, and each party waives the right to seek such damages.

  • The prevailing party shall be entitled to reimbursement of all reasonable attorneys’ fees and costs, including those incurred in enforcing any arbitration award.

  • The arbitrator shall provide a detailed written decision, admissible in any court for enforcement purposes.

Enforcement & Venue

Each party irrevocably consents to the jurisdiction of courts in Richland or Lexington County in the State of South Carolina for purposes of confirming or challenging an arbitration award. Enforcement-related costs and legal fees shall be paid by the non-prevailing party.

Confidentiality of Arbitration

All arbitration proceedings shall be confidential:

  • No matter related to the arbitration—including testimony, evidence, or the outcome—shall be made public or disclosed to any third party not directly involved in the arbitration.

  • Disclosure is permitted only to enforce or confirm the arbitration award. 

10. Changes to Terms

We may revise these Terms at any time. Your continued use of the Website following the posting of any changes constitutes acceptance of those changes.

11. Contact Information

Questions or concerns regarding these Terms? Contact us at: hello@filmmoney.com.