Your questions answered.

  • FilmMoney is a senior debt lender in the film and television industry.

  • Depending on the loan product, collateral can vary. We typically advance funds based on your US distribution deals (also known as your MG or minimum guarantee), along with your international pre-sales and film incentives. For our union and guild deposit loan, the collateral is the deposit you have already paid.

  • No, FilmMoney does not provide equity financing.

  • We offer bridge loans, incentive loans, gap loans, MGs/pre-sales loans, union deposit loans, finishing funds/post-production loans, and senior loans.

  • We work alongside borrowers with a CAMA in place but do not require it for our loans. No collection account in place? No problem. We can take a DTP (direction to pay) and execute an IPA (interparty agreement) with the collateral provider, including your US and international buyers.

  • Both Freeway and Fintage are pre-approved.

  • Yes and no. Several factors go into the decision to require a completion bond or not, including but not limited to budget size, number of financiers involved, collateral, experience of the producers, and past relationship with FilmMoney. Curious if we can make it work? Reach out!

  • Film Finances Inc. (FFI) and Media Guarantors (MG Bonds) are both exceptional companies and pre-approved.

  • Yes, our sister company, FilmAgency, is capable of securing your North American and International sales. When you work with one of our sister companies, we can provide better terms on both sides. FilmAgency aside, our founder is the creator of FilmMarket.io and you can secure your own sales on that platform, no sales agency required. No third party commissions interfering with your waterfall.

  • Our loan package consists of the following: loan term sheet, security agreement, copyright mortgage, borrowing certificate, and promissory note. Our legal counsel may also require a corporate guarantee from the parent company.

  • Yes, we do. Depending on the loan amount and the complexity involved, we charge legal and due diligence fees ranging from $15,000 to $50,000. This is required to start drafting the loan documents. If money is tight, we can withhold the legal fees from closing. If something comes up during the due diligence phase that prevents us from closing the loan, you would be required to pay the legal fee at that time.

  • Our premiums vary depending on the length, type, and amount of the loan. Industry standards range from 15% to 25%.

  • We do incorporate an origination fee into the overall loan amount, which is withheld from funding. This fee ranges from 2% to 6% of the loan amount. For example, if you have a $2M loan and your origination fee is $100K, we will provide a loan for $2.1M, netting $2M to the production.

  • Our loans range from 8 weeks to 12 months. If you need longer than 12 months, we can refinance the loan or discuss an extension for delivery. Given the nature of our capital, we keep all loans to 12 months or less for our audit and reporting purposes.

  • FilmMoney takes a UCC-1 lien, in the first position, against all assets of the production entity. We also take a US Copyright Mortgage against the script/IP.

  • Yes, it’s common for financiers to allow guilds and unions to have residuals in front of their lien.

  • We understand that unexpected situations can arise, and we are committed to working as quickly as possible to keep your production on schedule and avoid costly shutdowns. We have received calls on Monday and wired funds by Wednesday or Thursday morning to make payroll and avoid an IA shutdown. In these scenarios, please be prepared to provide us with all necessary documents very quickly.

  • $200,000 is our minimum loan amount.

  • As of April 2025, our maximum loan amount is $7,500,000 but may increase this on a case-by-case basis.

  • Yes, FilmMoney can lend to US and European borrowers. We’re currently working with borrowers in Ireland, London, Spain, Malta, Italy, and Hungary.